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FRACTIONAL BUSINESS OWNERSHIP

All information obtained from the Personal Guarantor is considered confidential information. Confidential Information shall remain the sole property of the Fractional Business Ownership Fund and will not be distributed to any non-active members of the particular fund or any other third party. The FRACTIONAL BUSINESS OWNERSHIP FUND reserves the right to correspond with active participants as needed.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION ONE:

PURPOSE

The Personal Guarantor enters into this relationship with the said Fractional Business Ownership Fund for the purpose of securing business financing. The Personal Guarantor will act in the capacity of a silent partner. The Personal Guarantor does hereby agree to the following:

The funds for which the Personal Guarantor acts as the guarantee are part of an aggregated pool of funds. After the aggregated funds are secured and are made payable to the FRACTIONAL BUSINESS OWNERSHIP FUND; the business property or investment is purchased. Therefore;

1. Under no circumstances and without exception the Personal guarantor cannot access the funds personally.

The management, employees, and subcontractors of FBOF are employed only by the Fractional Business Ownership Fund. They are subject to and protected by the contents of the Employee Handbook while employed by FBOF. During the hours of operations, the said members are under the protection and guidance of the Fractional Ownership Fund. Therefore;

1.At no time is the Personal Guarantor permitted to enter the acquired business, property, or investment and direct the actions of any manager or employee for any reason.

The processes, operations, and materials of the Fractional Business Ownership Fund are protected by copyrights, trademarks, and patent laws. All management, employees, subcontractors and board members are bonded by non-disclosure agreements and confidentiality agreements. The improper use of any of these materials will result in lawsuit, prosecution and / or fines. Therefore;

        1. The Personal Guarantor shall not divulge the nature of the business practices             without written consent. Any disclosure of the business relationship will             constitute grounds for fund separation and / or agreement.
        2. The Personal Guarantor under no circumstances can claim affiliations with the             acquired business, property, or investments.
        3. The Personal Guarantor under no circumstances can use the acquired             business, property, or investments on any type of documentation without             written consent from an official member of the fund.

The Fractional Business Ownership Fund reserves the right to cancel any relationship without notice if the Personal Guarantor violates this policy at any time.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION TWO:

TERMS

The relationship between the Fractional Business Ownership Fund / Corporation and the Personal Guarantor shall be perpetual and renewed without cause or notification.

The Fractional Business Ownership Fund will remain responsible for any fees paid out by the acquired business property, or investment such as but not limited to: management fee, payroll, products, and debt servicing fees. These fees are considered business expenses and will be deducted from the business’ income prior to calculating the profit for the acquired business, property, or investment.

The Personal Guarantor is acting as a fractional participant in a particular business, property, or investment. A pool of Personal Guarantors collectively contributes to the funds needed to acquire the business property, or investment. Profits are distributed according to the percentage of ownership. Therefore;

         1. From the initial line of credit or capital raised, the Personal Guarantor shall              receive 6% of face value of that line of credit or capital once it has been              secured and made payable to the Fractional Business Ownership Fund.
         2. The Personal Guarantor will receive periodic payments based on the profit of              the acquired business, property, or investment less the FBOF management              fee of up to 20% to and less the debt service on all lines of credit for the              acquired business, property, or investment. The remaining profit will be              divided among all the Personal Guarantors, who contributed to the aggregated              pool of capital used to purchase the acquired business, property, or                           investment according to their percentage of contribution.
         3. The Personal Guarantor shall receive a fraction of the net profits earned by the              acquired business, property, or investment on a monthly, quarterly, or annual              basis at the sole discretion of the Personal Guarantor beginning six months              after the funds are applied.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION THREE:

SECURITY

The Personal Guarantor fully authorizes and understands that the FRACTIONAL BUSINESS OWNERSHIP FUND may need to supply information concerning the credit of the Personal Guarantor in response to multiple applications and inquiries made by different organizations and institutions for the sole purpose of obtaining, establishing, assembling lines of credit.

However, FRACTIONAL BUSINESS OWNERSHIP FUND is prohibited from engaging and / or communicating any personal or confidential information to any and all unauthorized third party.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION FOUR:

COMMUNICATION / REPORTS / ACCESS

The Personal Guarantor must fully understand that the role of the Personal Guarantor is one of a Silent Partner. As a silent partner, the Personal Guarantor is one who acts as a guarantor and contributes only to secure business financing.

1. The Personal Guarantor will never under any circumstances actively participate in the executive and / or management decisions or operations for the acquired business, property, or investment.
2. The identity of the Personal Guarantor will never under any circumstances be revealed to any non-member of FRACTIONAL BUSINESS OWNERSHIP FUND.

The Personal Guarantor will have a member of FRACTIONAL BUSINESS OWNERSHIP FUND to actively communicate with for reasons such as:

         1. Status of funds being sent or wired
         2. Customer service related problems
         3. Year-to-date reports on personal compensation
         4. Terms and Conditions of relationship with FBOF

The Personal Guarantor will never under any circumstances have access to any registry, bookkeeping and / or accounting records, profit and loss statements, and / or tax records, unless otherwise stated under certain circumstances by an official member of FRACTIONAL BUSNESS OWNERSHIP FUND. The Personal Guarantor is also not privy to any management staff, personnel, and / or employee records.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION FIVE:

INVESTOR PERKS

Unlike the management and employees who are employed by the acquired business, property, or investment and receive a weekly, bi-weekly, or monthly, salaried or hourly wage; the Personal Guarantor is not privy to any business, property, or investment benefits earned by the employees, unless otherwise stated by an official member FBOF. These benefits include, but are not limited to:

         1. Health Care Benefits
         2. Paid Vacations
         3. Vacation / Personal Time
         4. Income Raises
         5. Discounted Merchandise or Profit

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION SIX:

VIOLATION

Any Personal Guarantor who abuses his relationship with FRACTIONAL BUSINESS OWNERSHIP FUND and / or the business, property, or investment in violation of this policy will be subject to corrective action, including termination of relationship between Personal Guarantor and FBOF, legal action, fines, and criminal liability.

THE FRACTIONAL BUSINESS OWNERSHIP FUND

SECTION SEVEN:

FRACTIONAL BUSINESS OWNER (PERSONAL GUARANTOR) AGREEMENT ON RULES AND REGULATIONS

I have read, understand, and agree to comply with the foregoing policies, rules, and conditions governing my relationship with FRACTIONAL BUSINESS OWNERSHIP FUND. I understand that I am acting as a guarantor for business financing only. I am aware that I am a silent partner. I am aware that violations of this guideline will subject me to disciplinary action, including termination of the relationship without notice, legal action, fines and criminal liability. I further understand that opinions, interest, or thoughts about the acquired business, property, and investment are null and void and will have no bearing on the operation of the acquired business, property, or investment. I have no governing decisions when it comes to the daily operations of the acquired business, property, or investment. Furthermore, I understand that this policy can be amended at any time.